• Notice for suppliers
  • NCR Public Notice Codes of Conduct

Welcome to the National Credit Regulator

The National Credit Regulator (NCR) was established as the regulator under the National Credit Act 34 of 2005 (the Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring enforcement of the Act.
 
The Act requires the Regulator to promote the development of an accessible credit market, particularly to address the needs of historically disadvantaged persons, low income persons, and remote, isolated or low density communities.
 
The NCR is also tasked with the registration of credit providers, credit bureaux and debt counsellors; and enforcement of compliance with the Act.

Latest News

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
Prev Next

Credit extension seasonally surges

/ 03 Oct

October 2018 Today, the National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM), which are based on data submitted to...

Read more

If you can no longer afford to pay your debts, deb…

/ 11 Sep

September 2018 At times and for many reasons such as recession, change in circumstances and others, consumers find themselves in a debt trap and no longer able to pay their monthl...

Read more

The Full Bench of the North Gauteng High Court rul…

/ 13 Aug

August 2018 The Full Bench of the North Gauteng High Court has ruled in favour of the National Credit Regulator (NCR) and Department of Trade and Industry (dti) in the MicroFinanc...

Read more

Supreme Court of Appeal grants the National Credit…

/ 01 Aug

August 2018 [JOHANNEBURG] The Supreme Court of Appeal (SCA) has granted the National Credit Regulator (NCR) leave to appeal to it the judgement of the North Gauteng High Court in...

Read more

National Credit Regulator issues a public warning …

/ 31 Jul

July 2018 [JOHANNEBURG] The National Credit Regulator (NCR) has warned consumers to be wary of fake credit providers who attempt to entrap consumers in loan scams. These scams ty...

Read more

Credit extension slows down

/ 29 Jun

June 2018 Credit extension slows down  The National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM). These reports ar...

Read more

Know your rights - Do not to pay any upfront fees …

/ 06 Apr

March 2018   The National Credit Regulator (NCR) has embarked on a consumer rights month campaign in support of the World Consumer Rights Day (WCRD) which is on the 15th March an...

Read more

Consumer credit health improves

/ 06 Apr

April 2018 Today, the National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM), which are based on data submitted to t...

Read more

Avoid over-indebtedness and borrow wisely

/ 10 Jan

January 2018 As we start the year, unfortunately the festive season left some consumers in a desperate situation when it comes to finances. There are many reasons why consumers n...

Read more

Don’t shop till you drop on Black Friday - Spend W…

/ 23 Nov

While millions of shoppers count down the hours until the much awaited Black Friday sale tomorrow, the National Credit Regulator (NCR) advises consumers to avoid getting caught by ...

Read more

National Credit Regulator issues a Compliance Noti…

/ 24 Oct

October 2017 The National Credit Regulator (NCR) has announced that it has issued a Compliance Notice to Volkswagen Financial Services South Africa (Pty) Ltd for charging consumer...

Read more

Tribunal finds Shoprite guilty of reckless lending

/ 06 Sep

Media Release - September 2017 The National Consumer Tribunal (Tribunal) handed down judgment finding Shoprite guilty of reckless lending. “This judgment comes after an investig...

Read more

National Credit Regulator raids credit providers i…

/ 31 Aug

Media Release - August 2017 The National Credit Regulator (NCR) and the South African Police Service (SAPS) conducted operations in Mpumalanga and Limpopo Provinces on credit prov...

Read more

Credit extension slows down

/ 11 Aug

Today, the National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM), which are based on data submitted to the NCR by re...

Read more

Consumers are warned about the “pawn your car and …

/ 20 Jul

The National Credit Regulator (NCR) has referred Sun Finance South Africa (Pty) (Ltd) (Sun) to the National Consumer Tribunal (Tribunal) following an investigation by the NCR which...

Read more

National Credit Regulator refers Foschini Retail G…

/ 04 Jul

The National Credit Regulator (NCR) has announced that it has referred Foschini Retail Group (Pty) (Foschini) to the National Consumer Tribunal (Tribunal) following an investigatio...

Read more

Recession may affect consumers badly

/ 12 Jun

Statistics South Africa (StatsSA) has announced that the South African economy has moved into recession, this after a decrease of 0.7% in Gross Domestic Product (GDP) was reported ...

Read more

National Credit Regulator to appeal Tribunal judgm…

/ 06 Jun

The National Credit Regulator (NCR) is appealing the judgment issued by the National Consumer Tribunal (Tribunal) dismissing the NCR's referral against Lewis Stores. The referral r...

Read more

Subscribe to media release on lselibi@ncr.org.za